Independent Long-Term Care and Medicare Guidance in Ohio
We work with individuals and families across Ohio to navigate long-term care and Medicare decisions with clarity and independence. Our approach focuses on education, comparison, and helping protect against the financial impact of future care needs.
How We Help You Plan for Care
Rick Baker
Protection Planning & Long-Term Care
Rick works with individuals and families in Ohio who are trying to figure out what to do about future care before their options narrow. His focus is on helping people understand what care actually costs, what Medicare does not cover, and how to build a plan that holds up. That conversation usually starts before most people think it needs to.
Thinking about long-term care or protection planning?
Call or text Rick at (937) 314-3474.
Val Baker
Medicare Pro
Val works with individuals across Ohio who are trying to make sense of Medicare before they get it wrong. That usually means sorting through more options than most people expect, at a moment when the stakes are higher than they realize. Her focus is on making sure people understand what they are actually choosing between, and that the coverage they select fits their real situation.
Questions about Medicare coverage or enrollment?
Call Val at (937) 872-6454.
What Care Planning Actually Looks Like
Before you talk to anyone, it helps to see the picture for yourself. Watch a short overview, run the cost estimate, and check where you stand.
“As a business owner, I value honesty and integrity. Rick and Val are the kind of people who lead with both. They’re trustworthy, knowledgeable, and genuinely want to help families prepare for the future. If you’ve had questions and didn’t know where to start, they’re a great resource. ”
Why I Do This Work
A few minutes on what brought me into this work and how I think about helping families.
A Good Place to Start
If you are beginning to think through care planning, the Extended Care Planning Guide is a useful starting point. It walks through the full landscape of options and includes a worksheet to help you map your own situation. Complimentary, no obligation.